PROTECTING YOU IS OUR BUSINESS

Welcome to SecureOne Life.  As a group of professionals with decades of experience, we bring knowledge and a clear vision focused on delivering community level attention.  We commit to utilizing our collective expertise to support your insurance goals.  As independent agents, we are free to choose from the best carriers for your insurance needs.
We take our business seriously and as such we work hard to understand your needs, goals, and long-term strategy.  We offer experience and a genuine desire to help you protect what’s most important to you.  We are community focused and look to earn your trust one client at a time. 
It is important that we establish trusted relationships with our clients. We act as your advocate to provide you with information that will allow you to make educated decisions during your planning. We fully understand that your focus should be on protecting your life’s work and legacy. Our job is to help you achieve those goals.

Download a Copy of our Scope of Services

SCOPE OF SERVICE

RAY MOLINA

I am an independent insurance agent located in New Jersey. I have twenty years of progressive experience with documented success in the areas of professional services and consultative solution sales. I’m licensed to sell Life, Health, Accident, and Disability options in NY, NJ, FL, MD and PA.  I am also a licensed Property and Casualty producer, as well as a registered and appointed Medicare specialist.  I am appointed with all the major health providers, and insurance carriers in the country. In addition, I have established partnerships in place with many seasoned veterans who bring talent, and decades of experience to the company.

I work with a highly specialized team who support my every effort. I am always looking to grow my professional network to help expand my offerings and help others do the same.

I wanted to offer services that mattered to individuals, business owners and the community alike. Growing up I didn’t have the benefit of being introduced to insurance and financial products early on. So naturally I made some mistakes. Helping people understand insurance and its long-term value can be life changing to some. The work I do with Medicare for those most in need has been most gratifying.

Given the opportunity, we will make your experience with us a memorable one.  We build our business one client at a time and work for the benefit and growth of the community.

Leni Cohen, CLTC

Leni Cohen is a specialist in the field of long-term care and a Subject Matter Expert for all long-term care products in the marketplace. As a State Certified trainer for long term care issues, she recognizes an individual’s wants and needs and offers professional advice concerning this vitally important topic.

She has spent 20 plus years in the marketplace educating consumers on what they need to know when families are confronted with an illness that takes loved ones away from their daily lives. Few people understand the ins and outs of the Long-Term Care Industry as well.

She can simplify the way you look at long term care and help to find the right fit based on health and affordability.

Taking a short time to way the value of putting a long-term care plan in place can help to secure the retirement income that you have worked so hard for and alleviate much of the emotional, financial and physical responsibility for family and friends.

Not sure what you need? Let us help you eliminate the guess work to make sure your life’s work is protected from the unexpected.

  • We can review your current plan or policies to insure they still meet your goals.
  • Let us provide a no cost insurance policy and/or plan review to make sure your life’s work is protected from the unexpected.
  • We can review any life changing events like weddings, death, college, divorce, new family additions, promotions, or home purchase.