At SecureOne Life, we are a mission driven and purposed filled business.  Our goal is to provide the best quality products and services available.  Working closely with you to understand your needs and goals for today and into the future.

Our philosophy has always been to protect first, full, and forever.  Protection from the unexpected, safeguarding your life’s work with a focus on creating a legacy.  We help you understand your human life value, and what to expect in the event something should happen to you.  We offer protection and financial strategies that help our clients establish financial balance and security.

Our mission is to become a business that the community can trust and look to for professionalism and quality service. To offer uncompromising value and experience, making your relationship with us a long-term commitment.  Plan first, Protect full and forever with Honesty and Integrity.


Devoted to our purpose of bringing valued services & products to our clients.


Caring deeply about what matters most to you.


Consistent, dependability of judgement, character and performance.


Dependable and principled with unwavering care


Our daily goal is to exceed the expectations of our clients. We work to build and maintain long-term relationships focused on bringing true value to your insurance needs. We commit to utilizing our collective expertise to support your insurance goals.


Providing a balanced approach to ensure total customer satisfaction is the absolute goal at SecureOne Life.  Our mission is to transform the health of the community, one person at a time

More Services


Because you’re T65, on an existing plan, or just looking for a review


Protection for the business and key employees


Staying healthy has never been easier


Make sure your loved ones are protected once you’re gone


Protect your life’s work and those most important to you



Ray, We would like to reach out and thank you for your invaluable help while beginning my retirement stage of life. You have been so patient with my questions, and never once did you not return a text or a call immediately. This is a confusing process and you helped me accomplish it seamlessly. The information you supplied for my wife was so greatly appreciated, she is not at retirement age. I would not hesitate to recommend you to friends or family.
Thank you again,

Steve & Mary M. Secaucus, NJ

Doina Dracopol

Ray, I am thankful for your time and persistence. I appreciate the information and advice you have shared with me. Helping me select and understand a Medicare plan was very considerate. I am now in a much better place and thank you for getting me there. Thank you

Doina D. Brooklyn NY

Monica Sheppard

I am a cancer survivor and never had better health insurance until Ray. He did much research making sure that all my medications were covered and all my doctors accepted the insurance he found for me. He did all of this in a more than timely manner making sure I was not without insurance when I was losing my previous insurance. I highly recommend him and thank him very much!

Thank you for everything!

Monica S. South Carolinna

Emily Diaz

Mr. Raymond Molina was referred to me so, I reached out to Mr. Molina for help finding Medical insurance for my disabled daughter. Mr. Molina listen intently to our needs and understood the short amount of time we had to find insurance. Mr. Molina not only found her Medical insurance he also found her coverage for prescriptions, dental, vision and Otology with a premium she could afford. Mr. Molina was very thorough and kept us up to date every step of the way with every detail, and made sure we understood what we were getting. He went above and beyond to find the insurance best suited for her. Mr. Molina did the research necessary to make sure her doctors would accept the insurance she was getting. I cannot say enough about Mr. Molina’s professionalism, communication skills and the way he cares for his clients. Mr. Molina is exceptional, he provides outstanding quality work when he works for you.

Thank you

Emily D. Alabama

Migdalia Sanchez

I must say that the Medicare healthcare system is intimidating and very confusing, but when I met Raymond Molina, my whole outlook changed. He was very methodical, tenacious, and committed to educating me about the process so that I could make a more informed decision about which plan would work the best for my 82-yr old mom with moderate dementia. I was skeptical but Ray did find a cost-effective plan and mom could continue with her current doctors and saved us tons of money. He showed true dedication and compassion for his clients, and this is someone you want to continue to do business with and refer all your family and friends! Thanks Ray!

Migdalia S., Middlesex City, New Jersey

Martin Isaac

Hi Ray;
Thanks so much for all your help in securing my Medicare supplement. It was a pleasure working with you. You answered all my phone calls and emails and questions right away, and made the process seamless and without any anxiety. I would recommend working with you to any one that needs healthcare help. Have a happy new year

Martin I. Long Island City NY

Monserrate Valentin

My father and I are very grateful for having Ray help us in finding my father a great medical plan. We would like to personally thank Ray, he has gone well and beyond in explaining the plan that best suited my father. I highly recommend him to anyone that is looking to get a medical plan. Ray, thank you again, for your kindness and support with this transition. Valentin Family

Luz N. Ridgewood NY

Jaime N. Lazo

Beyond grateful for Raymond Molina of SecureOne Life! His expertise and knowledge was extensive and invaluable. Most importantly his care and compassion while working us through the elder care process was commendable. Something you don’t see often anymore. Raymond put us on the right track to start solving problems associated with my Dad’s medical and finances. He truly went above and beyond, and we highly recommend him to anyone in need of the type of services he provides.

Yasmin L. Woodside NY

Ismet Zvirkic

I would like to thank Ray Molina for everything he has done for my husband and I. Ray was knowledgeable and professional in his line of work, He helped us better understand and choose the right Medicare plan. Very helpful! I would recommend him to anyone!

Nesiha Z. Ridgewood NY

Ruben Santiago

Ray’s no Joe Namath or Jimmy Walker, but if you need help I don’t know anyone who is there from beginning to end. He’s the man. Thanks ray

Ruben S. Ridgewood NY

Hector Mateo

I wanted to thank Ray Molina for all of his wonderful assistance. He guided me through every step and made himself available whenever I had a question. He was instrumental in getting me the great insurance I have now. I am very happy with his excellent service.

Hector M. Bronx NY

Carolyn McCoy

I met Ray Molina through another representative. I needed a better health insurance plan for my mom and myself, so I decided to give Ray a call. I must say there were no disappointments on my end. Ray listened to my concerns and was very polite and understood exactly what I was looking for and gave me a couple of options to chose from. After speaking with Ray, I also found out he offered Life Insurance as well, so I was able to apply for a policy. I was very pleased that he was able to accommodate me on both services, his expertise was on point, and I would gladly recommend his services to others.

Carolyn M. Brooklyn NY

Judy Dumas

Hello Raymond, I would like to thank you for the visit made today at St. Nicks Alliance. I was impressed with your professionalism and presentation and the expectation of achieving customer satisfaction. I am indeed pleased with fact that you want to keep a seamless transition for the clients. I am delighted with the level of your commitment.
As mentioned, we at St. Nicks Alliance are dedicated to providing quality care to the seniors of Williamsburg, Brooklyn be it through the Assisted Living Program, Home Care, Swinging Sixties Senior Center. or our Senior Housing. Again, thank you and I look forward to a good working relationship.

Judith Dumas, MHA
Home Care

Judy Dumas Williamsburg, Brooklyn

Jose F. Ruiz

Ray Molina is the best insurance agent I’ve ever worked with. I was impressed with his commitment to me, and also to ensuring I had the best Medicare plan possible for me.
He worked tiredly on my behave, dealing with plan administrators, and my inability and impatience dealing with the various websites.
He was a valuable source for me, and I could not have done it without him. I will use him again. Thank you Ray: I very much appreciate it

Jose F. R. New York NY

Bob and Angela

Ray Molina of SecureOne Life is a great mixture of knowledge, expertise, and deep caring for his clients. My wife and I both had to secure Medicare Plans this past September. We contacted Ray and sat down with him so he could ask the right questions and provide the best plan and the best service. He thoroughly researched every Medicare Plan that was being offered in our area of New Jersey, found the plan that gave the most with the least out-of-pocket expense, and made sure that we received all that we signed up to receive. If you need an agent to get you the best Medicare Plan for where you live, there is nobody better at it, than Ray Molina, of SecureOne Life

Bob and Angela K. Springfield NJ

Linda B.

I am extremely satisfied with the service I received from Mr. Molina. He did tons of research to find exactly what I needed. I am now securely updated with my life insurance and Mr. Molina made that possible. He is informative and has a wealth of knowledge regarding all types of insurance to fit your personal needs. He gets five thumbs up.

Linda B. Bowie, Maryland

Barbara K.

I wanted to thank Ray Molina for the great work he did for me. Ray helped me work with and understand the process of applying for Medicaid and short- and long-term homecare.
Ray also enrolled me in a great Medicare plan that provided many needed benefits. Ray was always available during this four-month process. I am very grateful for his help, patience, and thorough understanding of the health system. I would recommend Ray to anyone in need of insurance plans and services.

Barbara K. New York NY

Jannette and James B. Middle Village N.Y.

I was very happy with the insurance work Ray Molina did for my husband and me. You were very accommodating and knowledgeable. Your expertise in this area was greatly appreciated. Most appreciated was your help in getting us to the right people for my husband’s short term home needs. This process was very confusing and difficult. Having you on our side made a big difference. We will recommend you to anyone who needs similar services. Thank you

Jannette and James B. Middle Village N.Y.

Natalie O.

My partner and I had very little knowledge about the different types of insurances but knew that it would be responsible of us to at least explore the available options. Ray is the most patient broker we have ever met. No question was too simple, and no length of time was too long for Ray to guide us through the process of what was best for us. Ray even went above and beyond the purpose of our business to find us someone to file our complicated taxes and provided us with recommendations on personal financing/budgeting. We highly recommend Ray not only because he is patient, but because he is knowledgeable about his field and sincerely honest.

Natalie O. Brooklyn NY

Ines P.

This letter is being sent to you in grateful appreciation for the care and concern shown to me during my last visit with you. Your kind nature made a difficult experience comfortable and easy to handle. I thank you for your dedication to your job and client concern. May you be seen as an asset to your company and that due recognition be given to you.

Ines P. Bronx NY

Jason L.

Ray Molina has helped me a great deal. He has been very professional and informative. He’s always been available whenever I have questions and has helped get my father the best medical plan to best fit his needs. I could not be happier to receive his services. It has been a weight lifted off my shoulders.

Jason L. Bronx NY

Al & Sam – Williamsburg, Brooklyn

I would like to start by saying Thank You Ray. Mission accomplished! It seems what I anticipated taking me weeks or maybe a month or two you did in days. Having a full-time family with young children and two very senior parents who still bank with a paper bank book is no small feat. My parents were not in the correct Medicare plan, and it was negatively affecting them financially. I knew I had act on their behalf and transition into a plan better suited for them. I quickly became overwhelmed and stressed. My brother recommended I call Ray Molina who was referred by a friend. I explained my situation and he quickly related to my dilemma having elderly parents himself. He requested a list of basic information to get started and within a few follow up calls and emails he was able navigate through the systems and networks and produce a positive Medicare plan viable for my parent’s needs. They went from negative to positive like the Notorious B.I.G. (Juicy) song lyric. Picture Ray as a Master Carpenter and you provide him the wood, nails, and screws, and he’ll build you a beautiful house because he has the tools and knowledge. I highly recommend him, 5 Stars!

Al & Sam – Williamsburg, Brooklyn

Zulema A.

“I want to thank you for all the help you gave me in getting all the information I needed, and for getting me into the best program that was best suited for me. You treated me with much respect, dignity, and kindness. I will definitely recommend you to anyone that needs your services.”

Zulema A. Williamsburg, Brooklyn

Richie R.

“Contacted SecureOne life insurance for help with enrolling in a Medicare Advantage Plan. The agent I spoke with, Ray Molina, was not only courteous but showed genuine interest in what my needs were and was able to enroll me in an excellent plan to meet those needs. Would highly recommend them and Mr. Molina.”

Richie R. Brooklyn NY

Hanna H.

“Ray has helped me tremendously getting my insurance policy. He is the best, I would recommend him to everyone. He explained everything I needed to know step by step. He showed me how to understand everything he did. I could not have done without him God bless him.”

Hanna H. Ridgewood NY

Tony R.

“Thank you, Ray for all your help. You really made buying home and auto insurance easy. I even saved money in the process. It was a pleasure working with you. I will keep you in mind for other insurance needs.”

Tony R. Brooklyn NY

Estela R. and Maria D.

My representative Ray Molina. “You’re the greatest” I have the best health plan with a full range of needed services. Your expert knowledge, intervention, education and advise helped me with my health needs and much more by providing the exact benefits needed. And as a plus I’m able to get out and socialize again. You saved me time, energy, aggravation, and lots of money. Thank you from two hearts.

Estela R. and Maria D. Bronx NY

Ruth G.

I was provided Medicare services by Ray Molina. I was very satisfied with his services and consider him to be very professional. He went beyond the call of duty and was very thorough, efficient, and effective. I am truly thankful for his support and will recommend him to anyone.

Ruth G. Brooklyn NY

Robert T.

I wanted to express my complete satisfaction with Ray and his team for helping me understand all the different insurance options, I have spoken to many insurance companies, and they all just wanted to sell me a policy. Ray took the time to explain the differences between one type of policy and the other. Most importantly he wanted to know what was important to me and my family. I was able to select a policy that met my present need, but also allowed me future options. Ray is honest and very reliable. Thank you

Robert T. Elizabeth NJ

Raul T.

I met Ray Molina more than 20 years ago when he was the representative assigned by the company, he worked with to take care of the needs of our organization. From the very beginning, Ray demonstrated his unique qualities, understanding our needs and always prioritizing them to provide the best solution. Over the years he proved his dedication, responsibility, trustworthiness, and reliability; no matter how hard the request, or the urgency of it, Ray always came through. Those are the reasons why we always kept Ray as a partner, even when there where changes in the company he was working with.
Years have gone by and now, when I learned that Ray had started new endeavors in the financial and insurance industries, this time as an individual, I looked to have him as a partner to guide me and recommend solutions that best fit my needs in these fields. As expected, Ray showed once again all his qualities with excellent results for me; I am extremely grateful for having him “in my corner”

Raul T. New York NY

Maria P.

Just wanted to say, finding Ray Molina was a God send. I was referred to Ray Molina from another representative who was helping me try putting together the pieces of a huge puzzle to help my aging mom and aunt get the best medical care and coverage out there. This was the hardest year for me. Finding someone who really cares and can help guide you in the right direction is a miracle. Ray Molina’s knowledge and sincere ability to direct you to all the different areas in the medical insurance industry has been incredible to say the least. He follows up and takes the stress and anxiety away from trying to make sense of the system. He always finds the answers and if he does not know he will do the necessary research. He follows up with you and leads you in the right direction. Taking care of two elderly women who have so many health issues is very overwhelming to say the least, having Ray by my side has taken so much of the burden off my shoulders. I could not have made it without him. He knows where I was coming from. Having elderly parents himself who need his care and guidance put him in a position to excel in this industry. I have the greatest respect for you Ray, and I can only say Thank you from the bottom of my heart. God Bless you. A true professional with a big heart.

Maria P. Bronx NY